About Our Arizona Small Business Loan Program

Arizona Small Business Loans of Business Loans USA in conjunction with Lending Tree and Business Financial Services has been helping businesses through out Arizona to obtain a quick infusion of capital. There is a 90% approval rate and our small business loans are based upon your companies total sales volume and past business history, not credit.

What are the differences between traditional bank loans and our Arizona Small Business Loans?

In Arizona, a typical small business loan requires a written loan proposal, business and personal financials and is time consuming and very restrictive. With traditional bank loans it could take weeks to get approved, if at all. Not to mention you have to personally guarantee the loan. Moreover, you have to follow a strict monthly schedule of repayment irrespective of your monthly business revenue flow. Also for other small business loans, it is very difficult to get it when you need it the most, rather when you are in an affluent state the banks are more likely to offer a loan. Bankers focus on past credit history to determine the loan repayment program and assurance of the set monthly repayment is their prime concern while approving a loan.

How Does Our Arizona Small Business Loan Program Works?

Funds received through our Arizona small business loans program are paid against credit card merchant account receipts.

Our Arizona small business loans are repaid from the future earnings, to be more specific; it is repaid from the future sales transactions processed through credit cards. A monthly percentage of these future sales is used as the determining factor for repayment. There is no repayment schedule, repayment occurs automatically and follows your business revenue flow.

The size of the allowed small business loan from our Arizona small business loan program is determined by your business's average credit card volume over a 90-120 day period. We will give your business the largest amount based upon the documentation provided by your business (bank statements and sales tax receipts that supports total sales volume) and you can decide how much you would like to accept. If your business decides not to take the entire allowed amount on the first funding, you may contact us anytime to request the unused portion.